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  • Renovation update

    This reply to a post I made made me realize an update on my renovations is long overdue...

    The glass for the kitchen was measured, we still need to choose the pattern, but it is about 3 weeks between now and installation. Curtains in the bedroom were put in place, mainly to block the noise from the street (windows are poorly installed).

    Things still to do:
    • replacement of cabinet in bathroom (manufacturing error), was postponed due to bad weather (installer in not from Warsaw). We will at the same time ask for a modification in the kitchen (installation of a pull out cargo). He should come in a few weeks.
    • electrician needs to check something (circuit for workplace light in the kitchen), was postponed as we could not be home due to busy work. I should be able to be home for that in 1-2 weeks.
    • final fixing of small things (postponed, as the list of things that needs to be fixed gets longer, and it is better if it can all be done in one day).


    We are already more working on the smaller things: choosing the desk, light for the living room, speakers, ... I would really like to have the desk in the next few weeks, the speakers, the projector back in place, ... so it really feels more like a finished place.

    Building administration has notified us that the elevators will be replaced this year, works will start in March and last till July (3 elevators, replaced in succession). The also notified us that the renovation of the facade is delayed. First they need to reinstall the main electricity cables (this was poorly done 5 years ago, and needs to be redone), and replace the gas pipes. They are trying to get everyone to move away from gas to avoid having to do this, but the cabling in some apartments cannot take that (and they cannot force owners to renovate that). The renovation of the facade will be later, 2-3 years from now.

    Meanwhile, the building administration also confirmed that the windows were installed very poorly (about 12 years ago). The wind blows between the window and the wall, and we are thinking of refitting them or even replacing them. They confirmed us that we can do that, as long as the outside is white and the distribution of the windows is the same. So we will talk with the guys that will do the last fixing in the apartment: partial refitting (adding small isolation from the outside or so) might suffice until the facade is done (isolation will be added then). If anything, that will be for summer.
    pixar
    Dream as if you'll live forever. Live as if you'll die tomorrow. (James Dean)

  • #2
    Planning on moving in any time soon?
    FT.

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    • #3
      We hope to get the last missing furniture and what not in the next couple of weeks. But... I might be heading to the US for a few months after summer...
      pixar
      Dream as if you'll live forever. Live as if you'll die tomorrow. (James Dean)

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      • #4
        Nooooooooooooooooooooooooooooooooooooooooooooooooo oooooooooooooooooooooooooooooooooooooooooooooooooo ooooooo!
        Join MURCs Distributed Computing effort for Rosetta@Home and help fight Alzheimers, Cancer, Mad Cow disease and rising oil prices.
        [...]the pervading principle and abiding test of good breeding is the requirement of a substantial and patent waste of time. - Veblen

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        • #5
          Look into low pressure insulating foam to spray around the perimeter of the windows. This is a polyurethane spray foam that stays flexible for installation around doors and windows. Regular spray foams will be too rigid and will push in and bind your windows. The polyurethane foam also provdes a water barrier unlike fibreglass insulation.
          <TABLE BGCOLOR=Red><TR><TD><Font-weight="+1"><font COLOR=Black>The world just changed, Sep. 11, 2001</font></Font-weight></TR></TD></TABLE>

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          • #6
            Thanks for the foam suggestion! I don't know much about those things, but recent renovation experience has thought me to be better informed beforehand!

            O, Umfriend: hold on tight, don't fall of your chair laughing, but my washbasin started leaking...
            pixar
            Dream as if you'll live forever. Live as if you'll die tomorrow. (James Dean)

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            • #7
              Originally posted by VJ View Post
              Thanks for the foam suggestion! I don't know much about those things, but recent renovation experience has thought me to be better informed beforehand!

              O, Umfriend: hold on tight, don't fall of your chair laughing, but my washbasin started leaking...
              You know VJ, I'm happy to be a renter, and your experiences make me never want to become a home-owner.

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              • #8
                Originally posted by dZeus View Post
                You know VJ, I'm happy to be a renter, and your experiences make me never want to become a home-owner.
                Well, having your own place has its benefits...

                My advice if you decide to buy: don't believe what they tell you, double check EVERYTHING with an expert. For renovations: immediately plan it big, and do it before you move in: remove all that needs to be removed, then plan it from a stripped apartment/house (you'll be able to asses what needs to be done). And if possible do things yourself.
                pixar
                Dream as if you'll live forever. Live as if you'll die tomorrow. (James Dean)

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                • #9
                  ROFC (crying). Seriously, I don't know what to say.

                  @dZ: Nothing wrong with renting (assuming you have decent protection as in the Netherlands) but VJ's experiences are not representative.
                  Join MURCs Distributed Computing effort for Rosetta@Home and help fight Alzheimers, Cancer, Mad Cow disease and rising oil prices.
                  [...]the pervading principle and abiding test of good breeding is the requirement of a substantial and patent waste of time. - Veblen

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                  • #10
                    I've never understood why people choose to rent, although I do understand that the UK being a nation of home-owners are a little unusual.

                    Surely if you rent you are just throwing money away, making the building owner richer and you have nothing to show for your money, even after decades of living there. What happens when you retire and your income halves? You still have to pay rent.

                    I consider myself to be extremely fortunate. I own my own home, having paid off the mortgage last year when I was 43. No more mortgage or rental payments, ever. Even if I lost my job and had to sell for something smaller I'll always be able to afford a roof over my head. There have been times when making the mortgage was difficult but that's just a part of your early life.

                    Now I concentrate on sending my kids to Uni (first one in 3.5 years time) and feathering our nest for the future (retirement or lean times).

                    I don't take any of this for granted. I consider myself to be an extremely lucky person. I have family, health and home, great job etc. Yet all around me people are dealing with shit. Today I find my best friend has cancer, probably terminal within a year. I'm just waiting for life to kick me in the ass too (and praying it doesn't of course).

                    /ranting off. Its an emotional day.
                    FT.

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                    • #11
                      Don't worry, I had no intention of becoming a home owner on the short term even before I knew of VJ's renovation.

                      As for protection of tenants: in France there's so much protection that in the end everybody gets punished for it, except those tentants who abuse it (and yes, there are plenty). Basically, you cannot be evicted between November 1 and March 15 in case of non-payment. On top of that, there's a long judicial procedure for the person who owns the flat to be able to evict non-paying tentants.

                      In the end the only way to get an appartment in France if you have a person who is willing to be your guarantee in case of non-payment on your part. This person then needs to earn at least a multiple amount of the requested rent.

                      Frankly, in the end I'm surprised there's anyone bothering to let property in France with these riduculous protection rules. I'm sure rent is quite a bit higher than necessary to cover the losses on properties where tenants stop paying rent and the guarantee fails to pay too.
                      Last edited by dZeus; 22 February 2013, 13:43. Reason: spelling mistake

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                      • #12
                        Originally posted by Fat Tone View Post
                        I've never understood why people choose to rent, although I do understand that the UK being a nation of home-owners are a little unusual.

                        Surely if you rent you are just throwing money away, making the building owner richer and you have nothing to show for your money, even after decades of living there. What happens when you retire and your income halves? You still have to pay rent.

                        I consider myself to be extremely fortunate. I own my own home, having paid off the mortgage last year when I was 43. No more mortgage or rental payments, ever. Even if I lost my job and had to sell for something smaller I'll always be able to afford a roof over my head. There have been times when making the mortgage was difficult but that's just a part of your early life.

                        Now I concentrate on sending my kids to Uni (first one in 3.5 years time) and feathering our nest for the future (retirement or lean times).

                        I don't take any of this for granted. I consider myself to be an extremely lucky person. I have family, health and home, great job etc. Yet all around me people are dealing with shit. Today I find my best friend has cancer, probably terminal within a year. I'm just waiting for life to kick me in the ass too (and praying it doesn't of course).

                        /ranting off. Its an emotional day.
                        Some reasons not to buy a house on mortgage (which is practice for most people):
                        - restricts your mobility, as you need to sell your house when you move
                        - if your house drops a lot in value during the first 10 years of your mortgage, you might need to suddenly cough up a lot of money as the security of your mortgage (the property) will no longer be sufficient in value.
                        - makes you more vulnerable to changes in fiscal climate dealing with home-owners. They are a relatively easy class of people to go after for government when they need to attract additional funding (raise taxes, etc.)
                        - when you own the house, the total costs also includes proper maintenance; a house is (imo) not an investment but a depreciating asset. Unless you own a very well build modern house, maintenance costs can be quite high

                        Without housing bubbles, I'd be less negative towards house ownership in cases where the owner has a very high certainty of living in it for a long time.

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                        • #13
                          Yes, those are about the disadvantages of home ownership, although the second point of course only applies when you need to borrow to buy. Also, even renters are susceptible to all kinds of taxation that they can only avoid by moving to another country.

                          A disadvantage for renters is that although the do not have the maintenance cost, they are also not free to improve on the house to their own liking.

                          At the end of the day I do not think it matters much. It should not in a free market but that is, AFAIK, non-existent in Europe and prolly the US as well. I would not advise buying a home without having a decent part of equity, you do not want to risk personal bankruptcy so leverage is to be limited.
                          Join MURCs Distributed Computing effort for Rosetta@Home and help fight Alzheimers, Cancer, Mad Cow disease and rising oil prices.
                          [...]the pervading principle and abiding test of good breeding is the requirement of a substantial and patent waste of time. - Veblen

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                          • #14
                            Interesting that neither of you care about paying rent until you die, and not accumulating any sort of asset from it.

                            Here rents are comparable to a sizeable mortgage, so its not even really a cheap option.

                            I started with Endowments plans and interest-only mortgages. Of course the endownments failed miserably (50% of projected, no Univesity fund there!), but over-paying whenever I could plus a healthy dose of inflation meant it worked out ok in the end.
                            FT.

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                            • #15
                              The problem with being a renter
                              Chuck
                              秋音的爸爸

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