Need a hand with Java Format

[GT98]

Can anyone give me a hand with fixing the formatting on this? I can't get it to display right..it chops the first and last part of the sentance and doesnt display the answer in the correct place.

import java.text.*;//sets text format
import java.awt.*;//sets user interface
import java.awt.event.*;//provides interfaces and classes for events caused by java.awt
import javax.swing.*;//provides compenents to work the same on all platorms
import java.lang.Math;//provides abitily to do math
import java.util.Locale;//sets location of currency

public class Mortgage extends JApplet implements ActionListener
{
	JLabel Calculator = new
	JLabel ("Scott's Mortgage Payment Calculator"); //labels name of program
	JLabel CalculateLoan = new JLabel("This program will calculate your monthly mortgage payment based on loan terms of your choice."); // Tells user what program will be doing
	JLabel UserOption = new JLabel("You will need to choose the loan amount, interest rate, and years of term."); //User directions for input
	JLabel ClickButton = new JLabel("Click on the Calculate button to add input and see the resulting monthly payment amount."); //User Directions
	JButton MonthlyPayment = new JButton("Calculate!"); //creates button to start user input
	NumberFormat nformat = NumberFormat.getCurrencyInstance(Locale.US); //Sets Formatting of output to U.S. Dollars

public void init()
{
	Container con = getContentPane();
	con.setLayout(new FlowLayout());
	con.add(Calculator);
	con.add(CalculateLoan);
	con.add(UserOption);
	con.add(ClickButton);
	con.add(MonthlyPayment);
	MonthlyPayment.addActionListener(this);
	//Container objects
	}

public void actionPerformed(ActionEvent e)
{
	Object source = e.getSource();
	if (source == MonthlyPayment)
	{
		String LoanAmount = JOptionPane.showInputDialog(null, "Enter the amount of the loan:"); //accepts user input for amount of loan
		String InterestRate = JOptionPane.showInputDialog(null, "Enter the annual interest rate:"); //user input for interest rate of the loan
		String TermYears = JOptionPane.showInputDialog(null, "Enter the length of the term in years:"); //user input for length of loan
		double amount = Double.parseDouble(LoanAmount); // sets percision of Loan amount
		double interest = Double.parseDouble(InterestRate);// sets percision of Interest Rate
		double rate = interest/100; //calucation of rate
		double term = Double.parseDouble(TermYears);//Term of loan in years
		double length = term*12;//Term of loan broken down to months
		double payment; //sets percision of loan amount
		payment = amount*(rate/12)/(1-1/Math.pow((1+rate/12), length));//Formula for solving for monthly payment for mortgage
		CalculateLoan.setText("Your monthly payment will be " + nformat.format(payment)); //displays solved user input for mortgage payment
		}
	}
}